The ins and outs of ski
travel insurance for visiting Mount Buffalo
When travelling within Australia, something
that most people don’t think about is the importance of travel insurance. But
it definitely is worth considering. Not because Australia is a particularly
dangerous place, but because it’s wise to be prepared in case something does go
Whether you’re skiing, camping or rock
climbing during your visit to Mount Buffalo, it’s a good idea to
have a safety net in place. So what do you need to know about ski travel
Ski insurance can be purchased as an
additional option on a standard travel insurance policy or as a standalone
policy. It provides cover for winter sports and activities. Most policies
provide cover for both skiers and snowboarders and are typically customised to
ensure that snow-related injuries and incidents are covered.
There are a range of snow-specific inclusions
in ski insurance policies that can come in handy on the off chance that
something goes wrong. These can include cover for emergency evacuation from the
ski field, the replacement or reimbursement of lost, stolen or damaged
equipment (even if you’ve hired it) or unused ski passes or lessons, and in
some cases, off-piste skiing or snowboarding.
extra cover provided?
Many ski insurance policies also provide
additional cover that wouldn’t normally be included in your typical travel
insurance policy, including cover for:
Incidents that occur as the result
of heli-skiing (this may incur an extra fee)
you get the best value?
Firstly, it’s important to compare policies
online so that you get a good idea of what’s on offer. You may be able to pay
far less for a similar amount of cover with a different insurance brand or
policy, so jump online, compare your options and find the best value.
It’s also important to make sure that you’re
only covered for what you need. Often, travellers end up paying for cover that
they don’t need, so make sure to opt out of any unnecessary additions if
possible. However, don’t be too quick to drop things from your policy. Ski injuries are common and you want to have a
safety net in place.
At the end of the day, you want to enjoy your
trip to Mount Buffalo as much as possible. The scenery is amazing and you’ll
never find yourself bored or looking for something to do. But it doesn’t hurt
to have some extra protection in place so that you have the peace of mind that
you’ll be covered if something does go wrong.
Richard Laycock is an Insurance Expert at